The problem
The retention problem nobody builds for
Most credit repair marketing is about getting enrolments. The firms that make money are the ones whose clients stay past month three, and almost nothing in the average stack is aimed at that.
Core snapshotComplete systemDelivered inside 24 business hours
Consultations, retention and reactivation for credit repair clients
Credit repair firms and financial-coaching practices
Books the credit consultation, keeps clients through the quiet middle months, and reworks the enquiries that never signed up.
- Answers enquiries out of hours
- Books the credit consultation
- Keeps clients past month two
- Reworks unconverted enquiries
$900
One-off · unlimited installs
All sales are final. Sending the snapshot link is the point of no return: it lands in your agency permanently and cannot be recalled, so there is no refund after that. Delivered inside 24 business hours of purchase confirmation. The desk runs 9am to 5pm Central — 3pm to 11pm UK — Monday to Friday, and nothing goes out at the weekend, so a Friday afternoon order lands on Monday. Book a callfirst if you want to see the build, or read the full terms.
Contents
- 1 AI Receptionist
- 1 AI Chatbot
- AI Studio website
- Funnels
- Forms and surveys
- Workflows
- The rest of the schedule, line by line, is below.
All of it imports into a fresh sub-account in minutes. Contacts, domains, numbers and payment processors stay yours to configure — see theimport checklist.Delivered inside 24 business hours of purchase confirmation. The desk runs 9am to 5pm Central — 3pm to 11pm UK — Monday to Friday, and nothing goes out at the weekend, so a Friday afternoon order lands on Monday. Installation is an optional $250 add-on rather than a requirement.
Why this build is shaped the way it is
What is actually in the box
No conversion claims and no asset counts. What a snapshot produces depends on your client, their offer and the spend behind it, and a counted promise is one your client would hold you to — so here is what you are buying, named rather than totalled.
The build
What you must not let the copy say
Nothing in this system should promise a score improvement, a deletion, a timescale for a result, or any outcome at all. The templates are written to avoid it, and you should keep them that way when you rebrand.
The rebrand
Install, rebrand and price
It arrives inside 24 business hours of purchase confirmation. The work that matters is the disclosure wording, the consultation script and mapping the retention sequence to the firm's actual dispute cycle, none of which we would set on your behalf. The $250 installation add-on covers the mechanical half.
Schedule A · what lands in the sub-account
The handover schedule, written for Credit repair firms and financial-coaching practices
Every snapshot in the catalogue hands over the same thirteen lines. What is written below is what each one is fixing on this vertical's day, what changes once it runs, and where the money comes back — so you can lift it into your own proposal without rewriting it first.
1 AI Receptionist
Answers enquiries at the late hours people search after a decline, qualifies the situation and goal, and books the credit consultation.
- What it is fixing
- People call about their credit when they have just been declined, which is rarely during your client's office hours.
- What changes
- Calls answered under the firm's name at any hour, the reason for the decline established, and the consultation booked before the panic passes.
- Where the money is
- This is an emotional purchase made in a narrow window. Missing the call is not a delayed sale, it is the whole sale, and owners recognise that instantly.
1 AI Chatbot
Answers cost, timescale and process questions on the site, by SMS and on social, then books the consultation without a long form.
- What it is fixing
- Questions about timescales, legality and what can actually be removed sit unanswered while the enquirer reads three competitors.
- What changes
- Timescales, process, what is realistic and what is not, answered instantly and honestly, with anything approaching legal advice handed to a person.
- Where the money is
- In a category full of overclaiming, an assistant that answers honestly converts better than one that sells. That is a positioning argument you own.
AI Studio website
Programme and pricing pages, an education section, a consultation booking calendar and enquiry forms with the disclosure wording your client approves.
- What it is fixing
- The site promises outcomes it cannot guarantee, which is both a compliance problem and the reason nobody trusts it.
- What changes
- Process, pricing, realistic timescales and what the client must do themselves, stated plainly, with a consultation request on each page.
- Where the money is
- Honest positioning is the durable strategy in this vertical. Build it in and the client stops competing with the worst operators in their market.
Funnels
- What it is fixing
- Everyone goes through the same enquiry, whether they need one dispute or a twelve-month programme.
- What changes
- Separate paths for a quick assessment, a full programme and a business credit enquiry, each paced to how long that decision takes.
- Where the money is
- Programme clients are worth many times a single dispute. Splitting the paths is where the revenue difference actually comes from.
Forms and surveys
- What it is fixing
- The form asks for contact details, so the consultation is spent gathering the situation instead of advising on it.
- What changes
- Decline reason, credit goal, timeline, current position and what they have already tried, captured before the consultation.
- Where the money is
- Ten minutes per consultation across thirty a month is hours back for a business where the owner is usually the consultant.
Workflows
- What it is fixing
- Document collection stalls the programme, and chasing it is whoever remembers, which is nobody in a busy week.
- What changes
- Every document requested by name on its own clock, dispute milestones triggering client updates, and a stalled file escalating rather than sitting.
- Where the money is
- A week off the average onboarding across the book moves fee income forward. In a subscription model that compounds every month.
Nurture campaign
Works enquiries that never enrolled and clients who left the programme, with AI calls six months on when circumstances have usually changed.
- What it is fixing
- Enquiries who were not ready, or could not afford it that month, are closed and never contacted again.
- What changes
- Not-yet clients held on a genuinely useful sequence about what they can do themselves, so the firm is the one they return to.
- Where the money is
- Two hundred held enquiries and eight converting over a year, each on a monthly programme. Recurring revenue from a list that was being deleted.
Appointment reminders, confirmations and no-show recovery
Confirms the consultation with the documents it depends on, reminds early because the paperwork takes preparation, and re-offers a missed slot immediately rather than losing somebody at the very first step.
- What it is fixing
- A missed consultation is an hour and a client who has now talked themselves out of dealing with it.
- What changes
- Confirmation with what to bring, staged reminders, and a missed consultation recovered within the hour while the decline is still raw.
- Where the money is
- Two recovered consultations a week at their programme value. Recovery matters more here than in almost any vertical, because motivation decays fast.
Pipelines
- What it is fixing
- Enquiry, consulted, documents in, disputes filed and results live across a spreadsheet and the dispute platform.
- What changes
- A board for the client journey — enquired, consulted, onboarded, filing, results, completed — each stage moving its own update.
- Where the money is
- Clients churn when they cannot see progress. A board that drives status updates is retention, which in a subscription model is the entire business.
Review automation
Requests a review at the milestone the client agrees is a good outcome, rather than at sign-up, so the feedback reflects finished work.
- What it is fixing
- Clients are genuinely delighted when the first deletion lands, and nobody asks them at that moment.
- What changes
- The ask fires post-result, after the first confirmed deletion rather than at signup, because that is the first point a client has something to say.
- Where the money is
- In a category buyers approach warily, five to ten honest reviews a month is the difference between an enquiry and a signup.
Seasonal automation
Progress updates through the slow middle months, education on what happens next, and a referral programme for clients who finish the programme.
- What it is fixing
- Once a programme ends the relationship ends, and the mortgage the client was preparing for goes through somebody else's referral.
- What changes
- Post-programme check-ins, annual credit reviews, prompts before major applications, and a referral loop into brokers and dealers.
- Where the money is
- Four hundred past clients at two percent returning or referring is eight programmes from people who already trust the firm.
Custom values
- What it is fixing
- Programme pricing, cancellation terms and compliance wording appear in every template and have drifted.
- What changes
- Programme pricing, cancellation notice, compliance wording, adviser names and office hours live once as tokens.
- Where the money is
- Compliance wording in this vertical changes and must change everywhere at once. That is risk removed, and it is how to price the line.
Custom fields
- What it is fixing
- Decline reason, goal and programme stage sit in notes, so nothing can trigger from where the client actually is.
- What changes
- Structured fields for decline reason, credit goal, programme stage, months remaining and referral source.
- Where the money is
- Programme stage is what makes the progress updates automatic, and progress updates are what stop a subscription cancelling in month three.
Clause numbers in the "fires at" column point into the five-stage flow below, so you can say "clause 03.3 is the no-show rescue" to your own client without opening a demo account. Every money line is an illustration to put your client's numbers into, not a measured result.
The problem you are being paid to solve
What this vertical is losing right now
Enquiries arrive at midnight
Someone has just been declined for a car loan and is searching at eleven at night. That is when the enquiry comes in, and a voicemail box catches it. By morning the urgency, and the caller, have moved on.
Consultations nobody attends
The free credit consultation is booked for Thursday. Half the diary does not show, because the person who booked it was embarrassed, distracted or simply forgot after one confirmation email.
The month-three cancellation
Disputes are in flight and the client sees nothing dramatic on their report yet. Silence reads as inaction, so they cancel the monthly fee just before the work begins to land.
Unconverted enquiries pile up
Hundreds of people asked about the programme, hesitated over the monthly cost and were never contacted again. Their situation changed months ago and nobody went back to ask.
What the build changes
The outcome, and the part that delivers it
Late-night enquiries captured
The line is answered at the hour people actually search, the caller is qualified on their situation and goal, and the consultation is booked before the moment passes.
ai-receptionist
Consultations that happen
The consultation depends on documents the client has to go and find, so the reminder goes early and says exactly what to bring. Somebody who misses the first appointment often never comes back at all, so recovery fires immediately rather than the next day, targeting 70% of those slots.
smart-appointments
Clients held through the quiet months
Scheduled progress touches, education on what a dispute round involves and what to expect next, so silence never gets mistaken for nothing happening.
lifetime-nurture
Cold enquiries worked again
AI calls run through everyone who enquired and never enrolled, six months on, when their circumstances and their urgency have usually changed.
database-reactivation
Questions answered instantly
The cost, timescale and process questions that stop people signing up get answered on the site and by SMS at once, rather than becoming a call nobody makes.
ai-chatbot
Fit
The client this suits, and the one it does not
Sell it to
- Credit repair firms running a monthly programme with 50 to 800 active clients and one or two people handling intake
- Offices taking 40 or more enquiries a month from paid ads or referral partners and losing most of them to slow contact
- Agencies with more than one credit or financial services client who want a rebrandable system rather than a bespoke build
Do not sell it to
- Anyone expecting the system to make score or outcome promises - it books, reminds and communicates, and it should never imply a guaranteed result
- Firms that need dispute processing, bureau letter generation or report imports; this is the front end and the retention layer, not the dispute engine
Losing the sale here is cheaper than losing the retainer in month three.
The arithmetic
Worked examples, with the assumptions in view
Nothing below is a result from a customer. They are scenarios, and the inputs are printed so you can put your client's real numbers in and see whether it still stands up.
Hours returned to the client
Say the firm takes 50 enquiries a month, misses 20 out of hours, books 30 consultations, and holds 200 active clients.
- Out-of-hours enquiries answered instead of returned: 20 x 7 min = 2.3 hrs a month
- Consultation reminders handled automatically: 30 x 5 min = 2.5 hrs a month
- Monthly progress touches sent by campaign: 200 clients x 2 min = 6.7 hrs a month
- Dormant enquiry outreach run by AI calls: 300 x 3 min = 15 hrs a month
about 26 hours a month back from intake and support staff
When it pays for itself
Take a monthly programme fee of $120 with an average client staying six months, so a signed client is worth about $720.
- Two extra consultations attended a month, converting at one in three = about $480 a month in new programme value
- Three clients a month held past the point they would have cancelled = roughly $1,080 in fees that would have been lost
- Snapshot cost $900, once, before your own setup and retainer
On these assumptions the snapshot is covered inside the first month or two of a single client account, and the retention half keeps paying every month after.
Your resale ledger
You pay $900 once, and you set the price your client sees. The three columns are common shapes for that quote, not figures we have measured — pick the one that matches your market and read the margin off the row.
| Scenario | Your cost | Set-up you quote | Monthly retainer you charge | Year one margin |
|---|---|---|---|---|
| Conservative | $900 | $1,800 | $500 | $6,900 |
| Typical | $900 | $2,700 | $900 | $12,600 |
| Premium | $900 | $4,050 | $1,500 | $21,150 |
Year one margin = set-up + twelve months of retainer − what you paid us. It ignores your own delivery time, ad spend and platform costs, because those are yours and we cannot know them. The margin calculator on the pricing page takes your real numbers.
End-to-end automation
How the complete system works
Lead capture through to lifetime retention. Five stages, fifteen moving parts, none of them waiting on someone to remember.
Lead Capture & First Contact
Every door a customer can knock on, answered in seconds and pointed at the right place — all of it wearing your client’s name, none of it wearing ours.
The phone
- Answered at any hour, in a voice nobody hangs up on
- Establishes what the job is before it books anything
- Writes into the calendar there and then, no callback
- Switches languages when the caller does
- Puts a live buyer through to a human on the spot
Answers as themBooks on the callNever a voicemail
Chat, texts and the social inboxes
- Replies on SMS, email, Facebook and Instagram without the wait
- Site chat that asks the qualifying questions first
- Records what they want and when they want it
- Steps aside the second someone asks for a person
- Drops the contact into the follow-up sequence
Five channelsNo waitPre-qualified
Forms and paid traffic
- A submission starts the ten-day sequence immediately
- Email, then a text, then a call — in that order
- Routed by what they actually asked for
- Every lead arrives carrying the source it came from
- Hands a warm one straight into a consultation
GoogleMetaTikTok
Intelligent Lead Nurture
Ten days of follow-up that happens whether or not the front desk had a bad week, three channels deep, all of it signed by your client.
Days 1–3 · email
- The welcome and the offer, in their branding
- What the business does, already written
- Evidence that other people chose them
- One decision to make: book, or call
Days 4–7 · text
- An offer that has an end date on it
- A short line of proof, not a paragraph
- A booking link that takes one tap
- Persistent without becoming a nuisance
Days 8–10 · call
- A friendly reason to pick the thread back up
- Answers the objection they were sitting on
- Books it there and then if they are ready
- Leaves something useful when nobody picks up
Booking & No-Show Prevention
Confirmed in seconds, remembered three times on the way in, and chased back inside the hour on the days it still slips.
The confirmation
- A text with the details, immediately
- An invite that lands in Google or Outlook
- An email for the people who keep those
- Anything the business needs to know beforehand
The reminders
- A day out, by text and by email
- An hour out — "we are on our way"
- Fifteen minutes out, the last nudge
- Move it without phoning anyone
The rescue
- A call inside sixty minutes of a miss
- Finds out what actually happened
- Puts them back on the calendar on that call
Runs itself70% recovery target
Reviews & Social Proof
Reviews stop depending on whoever remembered to ask and start arriving on a schedule — which is the part your client will notice first.
The ask
- A satisfaction check two hours after the work
- Happy customers get the link straight away
- Unhappy ones reach a human, not a review box
- Tuned to a target of five to ten a month
The replies
- Positive reviews answered without prompting
- Thanks that reads like a person wrote it
- Complaints handled with care, not a template
- Anything serious escalated to the owner
The proof
- Fresh quotes published back onto the site
- Trust signals where the decision gets made
- Feeds the local ranking the ads are fighting for
Lifetime Nurture & Retention
The stage almost nobody builds, and the reason a retainer renews without a conversation about whether it is working.
Staying in touch
- Reminders tied to the season, not the calendar month
- A check-in every quarter that has a point to it
- Birthdays and anniversaries, with something attached
- An annual review worth taking
The support bot
- Answers the same six questions, permanently
- Moves an appointment without a phone call
- Tells them where their job or claim has got to
- Finds the document they have lost
Waking the list
- Six months of silence starts the sequence
- A "we miss you" with an actual offer in it
- A referral ask every month, unprompted
- A tier for the ones who never left
Support scope
Where our work stops and a quote starts
You are reselling this under your own name, so you need to know what you can promise without checking with us. This is that line, written down.
| Area | Covered by the price | Quoted separately, or run by a VA |
|---|---|---|
| The snapshot link | The whole build as a GoHighLevel snapshot link, installable into unlimited sub-accounts inside your own agency. | — |
| The installation PDF | Written for someone who installs snapshots professionally: import order, what to rebrand, what the client never sees. | — |
| Installing it for you | — | Optional, $250: the import, the website rebrand, A2P and 10DLC, domain email in GoHighLevel, and a few extra automations. |
| Version updates | Twelve months of updates as the platform moves, reissued as a fresh link to every agency that owns it. | — |
| Third-party integrations | — | Connecting the build to a CRM, an EHR, a job-management tool or an accounts package. |
| Third-party software | — | Anything needing a licence, a seat or a subscription somewhere that is not GoHighLevel. |
| Custom software development | — | A portal, a calculator, a bespoke dashboard. Software built rather than configured. |
Anything in the right-hand column comes back as a fixed price and a date before work starts, still under your brand. Where the job is repetitive rather than technical we will say so and put a trained VA on it, because that is cheaper for you and it is the truthful answer.
Installation is not included and you almost certainly do not need it — the PDF is written for someone who installs these professionally. If a week is already full,installation add-on is $250.
Four of the nine, expanded
What actually does the work
Goal first, no promises
Opens on what the client is trying to qualify for — mortgage, car, card — never quotes a score outcome, and books the consultation only after the disclosure has been read out.
Consultations that survive step one
The confirmation lists the documents the consultation depends on, the reminder goes early because that paperwork takes finding, and a miss is re-offered immediately rather than the next day.
Held through the quiet months
Progress check-ins timed to each dispute cycle rather than the calendar, because the middle of a programme is where clients disappear, plus rebuilding guidance for after it ends.
Cold enquiries, worked again
Segments for clients who stopped sending documents and enquiries that never reached a consultation, with AI calling and a restart offer at the original rate.
Add labour
Do not want to install it yourself?
Read first
Before you import anything
Operations · 10 min read
White-Label GHL Fulfilment: How to Price Agency Retainers
Cost-plus pricing caps your agency at the size of your delivery team. Here is the maths behind value-based retainers, with the four numbers that decide whether a retainer survives month four.
Read the guideSpecifics
Questions about the credit repair agency white-label snapshot build
Also in the catalog
Other verticals agencies pair this with
Pro
HVAC Contractor White-Label Snapshot
HVAC contractors, heating and cooling companies
Stops an HVAC contractor losing peak-season calls, packaged so your agency installs it in an afternoon and bills it monthly.
- 24/7 call answering
- Tune-up plan renewals
- Post-install review requests
$950
One-off · unlimited installs
Pro
Plumbing Company White-Label Snapshot
Plumbers, drainage and emergency call-out firms
Emergency calls answered, call-outs confirmed and reviews collected after every job, installed once and billed monthly.
- Emergency calls answered live
- Call-out slots confirmed
- Post-job review requests
$1,000
One-off · unlimited installs
Pro
Roofing Company White-Label Snapshot
Roofers, storm-restoration and exterior contractors
Built for how roofing actually sells: inspection booked, estimate chased, deposit taken, review collected, storm list worked.
- Storm-week call capacity
- Inspections booked to crews
- Estimate follow-up sequences
$950
One-off · unlimited installs
Next step
Ship the credit repair agency white-label snapshot system under your brand.
Buy it and install it yourself, or add a rebrand pass and have a snapshot ID in your own agency inside 72 hours.
No retainer lock-in · 30 days notice · Your client never sees us